Telephone: 0113 467 9153

Finance at Carsella, Leeds

Flexible Financing Options at Carsella – Drive Your Dream Car Today

At Carsella, we understand that everyone’s car-buying journey is unique. That’s why we offer flexible financing options to help make your dream car a reality. You can choose between a Hire Purchase (HP) or a Personal Contract Purchase (PCP) agreement – both of which can be arranged with no deposit, depending on your eligibility.

Here’s a quick guide to help you decide which option suits you best:

Hire Purchase (HP)

  • Finance your car over 12 to 84 months and make payments that fit comfortably within your budget.
    Your available term will depend on your credit profile, deposit, and other financial factors.

  • Drive now, own later – at the end of your agreement, the car is yours.
    With a Hire Purchase (HP) deal, simply pay the final “Option to Purchase” fee to take full ownership.

  • Fixed monthly payments make budgeting simple and predictable.
    Plan your finances with confidence, avoiding unexpected costs from fluctuating car finance payments.

Personal Contract Purchase (PCP)

  • Enjoy lower monthly payments than HP.
    Your payments cover only the car’s expected depreciation, keeping costs affordable and predictable.

  • With a PCP agreement, you’re in control at the end of the term.
    You can buy the car with the final “balloon” payment, return it, or upgrade to a brand-new model.

  • A flexible PCP agreement that adapts to your lifestyle and budget.
    Customise your monthly payments, deposit, and mileage for a plan that works for you.

Your ideal car is closer than you think. Speak to our finance experts today to explore which finance option fits your needs and start driving away in your dream car.

Find Your Perfect Used Car with Flexible Finance at Carsella Leeds
Discover quality vehicles to suit every lifestyle, all available with tailored finance options.

We act as a credit broker not a lender. We work with a number of carefully selected credit providers who typically will be able to offer you finance for your purchase. (Written quotations available on request). Whichever lender we introduce you to, we will typically receive a fee from them (either a fixed fee or a percentage of the amount you borrow). The lenders we work with could pay commissions at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over.